Polis Asuransi Kebakaran bisa Menjamin Biaya Pemadam Kebakaran dan Isi Ulang APAR

Polis Asuransi Kebakaran bisa Menjamin Biaya Pemadam Kebakaran dan Isi Ulang APAR

Polis Asuransi Kebakaran bisa Menjamin Biaya Pemadam Kebakaran dan Isi Ulang APAR

Sahabat Caraka, bagi anda yang memiliki Polis Asuransi Kebakaran atau Polis Asuransi Harta benda seperti Asuransi Property All Risks, sebaiknya dilengkapi dengan 2 klausula tambahan ini, yaitu

Fire Brigades Charges Clause (reasonable cost)
Fire Extinguishing Cost Clause (reasonable cost)

Mengapa ?


Update Berita


Polis Asuransi Kebakaran bisa Menjamin Biaya Pemadam Kebakaran dan Isi Ulang APAR

Kedua klausula yang jika dilekatkan didalam polis anda, memiliki manfaat penggantian biaya yang dikeluarkan untuk Biaya Pemadam Kebakaran, dan Pengisian Ulang Alat Pemadam Api Ringan yang terpakai saat memadamkan api dan harus di isi ulang.

Berikut adalah bunyi Ayat Klausula tersebut :

FIRE BRIGADES CHARGES CLAUSE (dengan Limit)
It is hereby agreed that reasonable charges raised by any local authority for the provision of Fire Brigades called for the purpose of protecting the premises shall be recoverable hereunder subject to a maximum of 5% of total sum insured or Rp.10,000,000 (ten million rupiahs), whichever is the
lesser. 

atau

Fire Brigade Charges Clause

It is hereby understood and agreed that the reasonable charges raised by any local authority for the provision of Fire Fighting Appliances called for the purpose of the protecting the premises shall be recoverable hereunder.

FIRE EXTINGUISHING COSTS CLAUSE

It is hereby agreed and declared that notwithstanding anything in the within policy contained to the contrary, but subject to the provisons hereinafter contained, the insurance under this policy extends to include:

1. Wages of the insured’s employees other than full time members of a works fire brigade

2. The cost of replenishment of fire fighting appliances and destruction of or damage to fire fighting materials (including employees clothing and personal effects) unless otherwise specifically insured.

Provided always that the liability of the company in respect of such wages and costs shall be limited to those necessarily and reasonably incurred in extinguishing fires at or adjoining the situation of the property insured by this policy or immediately threatening to involve such property.

Provided further that otherwise the insurance under this endorsement and the policy shall be subject to all the terms, limitations, stipulations, exclusions, provisos and exceptions printed on, expressed in, endorsed upon or attached to the policy and provided also that all of the conditions of the policy (except in so far as they may be hereby varied) shall apply as if they had been incorporated herein.

Provided however that the liability of the Company hereunder shall not exceed as per schedule

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