LMA 5394 Communicable Disease Exclusion Property Treaty Insurance

LMA 5394 Communicable Disease Exclusion Property Treaty Insurance

LMA 5394 Communicable Disease Exclusion Property Treaty Insurance

  1. Notwithstanding any provision to the contrary within this reinsurance agreement, this reinsurance agreement excludes any loss, damage, liability, claim, cost or expense of whatsoever nature, directly or indirectly caused by, contributed to by, resulting from, arising out of, or in connection with a Communicable Disease or the fear or threat (whether actual or perceived) of a Communicable Disease regardless of any other cause or event contributing concurrently or in any other sequence thereto.

  1. As used herein, a Communicable Disease means any disease which can be transmitted by means of any substance or agent from any organism to another organism where:

2.1. the substance or agent includes, but is not limited to, a virus, bacterium, parasite or other organism or any variation thereof, whether deemed living or not, and

2.2. the method of transmission, whether direct or indirect, includes but is not limited to, airborne transmission, bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between organisms, and

2.3. the disease, substance or agent can cause or threaten damage to human health or human welfare or can cause or threaten damage to, deterioration of, loss of value of, marketability of or loss of use of property.

LMA5394

27 March 2020

 


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LMA 5394 Communicable Disease Exclusion Property Treaty Insurance

Asosiasi Pasar Lloyd (LMA) mewakili kepentingan komunitas Lloyd, memberikan dukungan profesional dan teknis kepada anggotanya dalam Industri Asuransi dunia. Tujuan LMA adalah untuk mengidentifikasi dan menyelesaikan masalah yang menarik bagi pasar Lloyd yang bekerja dalam kemitraan dengan Korporasi Lloyd dan asosiasi terkait pasar lainnya untuk mempengaruhi arah inisiatif pasar di masa depan.

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