LMA 5393 Communicable Disease Endorsement

Asosiasi Pasar Lloyd (LMA) mewakili kepentingan komunitas Lloyd, memberikan dukungan profesional dan teknis kepada anggotanya dalam Industri Asuransi dunia. Tujuan LMA adalah untuk mengidentifikasi dan menyelesaikan masalah yang menarik bagi pasar Lloyd yang bekerja dalam kemitraan dengan Korporasi Lloyd dan asosiasi terkait pasar lainnya untuk mempengaruhi arah inisiatif pasar di masa depan.

Baru-baru ini, LMA menerbitkan endorsement baru, salah satunya adalah LMA 5393, isinya silahkan dibaca pada bagian tertera dibawah ini.

---

Update Berita

• LMA 5392 Limited Automatic Extension Prevention of Access to Lloyds of London April 12, 2020
• LMA 5391 Corona Virus Exclusions April 12, 2020
• Pekerjaan Proyek Pembangunan ditengah Situasi Pandemi April 11, 2020
• Lindungi Harta Anda dengan Asuransi Property All Risks dari Musibah yang mengintai April 11, 2020
• Pengaruh Situasi Pandemi pada Lini Asuransi Kendaraan Bermotor April 11, 2020
• Selamat Memperingati Hari Paskah 2020 April 11, 2020
• Periksa Periode Polis CAR Anda jika tertunda penyelesaian karena Pandemic April 5, 2020

---

LMA 5393 Communicable Disease Endorsement

(For use on property policies)

1. This policy, subject to all applicable terms, conditions and exclusions, covers losses attributable to direct physical loss or physical damage occurring during the period of insurance. Consequently and notwithstanding any other provision of this policy to the contrary, this policy does not insure any loss, damage, claim, cost, expense or other sum, directly or indirectly arising out of, attributable to, or occurring concurrently or in any sequence with a Communicable Disease or the fear or threat (whether actual or perceived) of a Communicable Disease.

2. For the purposes of this endorsement, loss, damage, claim, cost, expense or other sum, includes, but is not limited to, any cost to clean-up, detoxify, remove, monitor or test:

2.1. for a Communicable Disease, or

2.2. any property insured hereunder that is affected by such Communicable Disease.

3. As used herein, a Communicable Disease means any disease which can be transmitted by means of any substance or agent from any organism to another organism where:

3.1. the substance or agent includes, but is not limited to, a virus, bacterium, parasite or other organism or any variation thereof, whether deemed living or not, and

3.2. the method of transmission, whether direct or indirect, includes but is not limited to, airborne transmission, bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between organisms, and

3.3. the disease, substance or agent can cause or threaten damage to human health or human welfare or can cause or threaten damage to, deterioration of, loss of value of, marketability of or loss of use of property insured hereunder.

4. This endorsement applies to all coverage extensions, additional coverages, exceptions to any exclusion and other coverage grant(s).

All other terms, conditions and exclusions of the policy remain the same.

LMA5393

25 March 2020

Bagi sahabat Caraka yang memerlukan informasi lebih lanjut mengenai produk asuransi atau membutuhkan konsultasi,  Informasi lebih lanjut silahkan hubungi petugas kami atau kunjungi https://carakamulia.net/