JS2020-011 Communicable Disease Endorsement

1. Notwithstanding any provision to the contrary within this insurance, this insurance does not insure any loss, damage, liability, claim, cost or expense of whatsoever nature caused by, contributed to by, resulting from, arising out of, or in connection with a Communicable Disease or the fear or threat (whether actual or perceived) of a
Communicable Disease.

2. For the purposes of this endorsement, loss, damage, liability, claim, cost, expense or other sum, includes, but is not limited to, any cost to clean-up, detoxify, remove, monitor or test:

2.1. for a Communicable Disease, or

2.2. any property insured hereunder that is affected by such Communicable Disease.

3. As used herein, a Communicable Disease means any disease which can be transmitted by means of any substance or agent from any organism to another organism where:

3.1. the substance or agent includes, but is not limited to, a virus, bacterium, parasite or other organism or any variation thereof, whether deemed living or not, and

3.2. the method of transmission, whether direct or indirect, includes, but is not limited to, airborne transmission, bodily fluid transmission, transmission from or to any surface or object, solid, liquid or gas or between organisms.

4. This endorsement applies to all coverage extensions, additional coverages, exceptions to any exclusion and other coverage grant(s).

All other terms, conditions and exclusions of the policy remain the same.

JS2020-011
23 June 2020

JOINT EXCESS LOSS CYBER LOSSES CLAUSE July 5, 2020
LMA 5506 COMMUNICABLE DISEASE ENDORSEMENT July 5, 2020
LMA 5505 LIMITED COMMUNICABLE DISEASE EXCLUSION N0 3 July 5, 2020
LMA 5504 – Occupational Disease and Cumulative Trauma Endorsement June 14, 2020
LMA 5503 Limited Communicable Disease Exclusion No.2 June 14, 2020
LMA 5502 Limited Communicable Disease Exclusion No.1 June 14, 2020
LMA 5501 Political Risk Communicable Disease Exclusion June 14, 2020