Risks : PA
It is hereby declared and agreed that subject to its terms limitations and conditions the within policy is extended to cover the insured against death or disablement directly or indirectly caused by riots and civil commotion, murder and assault (other than provoked assault) provided that the insured is not voluntarily engaged in riots and civil commotion or political demonstrations.
Strikes, Riots and Civil Commotion Clause (SRCC) An insurance clause referring to loss or damage directly caused by strikers, locked-out workmen, persons’ participation in labor disturbances, and riots of various kinds. The ordinary marine insurance policy does not cover this risk.
Other Version :
It is hereby agreed and understood that otherwise subject to the terms, exclusion, provisions and conditions contained in the Policy or endorsed thereon and subject to the Insured having paid the agreed extra premium, this Policy shall be extended to cover loss a damage due to strike, riot and civil commotion which for the purpose of this Endorsement shall mean (Subject always to the Special Conditions hereinafter contained) loss of or damage to the property insured directly caused by:
The act of any person taking part together with others in any disturbances of the public peace (whether in connection with strike or lock out or not) not being an occurrence mentioned in Condition 2 of the Special Conditions hereof.
The action of any lawfully constituted authority in suppressing or attempting to suppress any such disturbance or in minimizing the consequences of any such disturbance.
The willful act of any strike or locked-out worker done in furtherance of the strike or in resistance to a lock out.
The action of any lawfully constituted authorities in preventing of attempting to prevent such act or in minimizing the consequences of any such act.
Provided that it is hereby further expressly agreed and declared that:
All terms, exclusion, provision and conditions of the Policy shall apply in respects to the insurance granted by this extension save in so far as the same are expressly varied by the following Special Conditions, and any reference to loss or damage in the wording of the policy shall be deemed to include the perils hereby insured against.
The following Special Conditions shall apply only to the insurance granted by this extension and the wording of the Policy shall apply in all respect to the insurance granted by the Policy as if this Endorsement had not been made
This insurance may be terminated by the Insurer on notice to that effect being given by the registered post to the Insured’s last known address, in which case of the Insurers shall be liable to repay a rateable proportion of the premium for the unexpired term from the date of termination.
The limit of indemnity anyone occurrence as stated below shall be understood to limit the indemnity for all loss or damage covered by this Endorsement during a consecutive period of 168 hours
The aggregate liability of the Insurers during the period of cover of this policy shall be limited by twice of the limit of indemnity any one occurrence