LMA 5509 Communicable Disease Excl
LMA 5509 Communicable Disease Excl
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Lloyd’s Market Association telah menerbitakn wording baru yang ditambahkan dalam Lloyd’s Wordings Repository.
Silahkan diperiksa dan dipahami dari rincian Wording dibawah ini.
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LMA 5509 Communicable Disease Excl
Communicable Disease Exclusion
(For use on Contingency Non-Appearance risks)
1. Notwithstanding any provision to the contrary, this Contract of Insurance does not cover any
loss directly or indirectly arising out of, contributed to by, or resulting from any Communicable
Disease or the fear or threat (whether actual or perceived) of a Communicable Disease.
2. Subject to all the terms, conditions, limitations and exclusions of this Contract of Insurance or
any endorsement thereto, paragraph 1 does not apply to a Communicable Disease which, in
the opinion of an independent healthcare professional approved by the Underwriters:
2.1. entirely prevents any Insured Person from appearing or continuing to appear in any
Insured Event, and
2.2. first occurs in an Insured Person:
2.2.1. during the period of insurance; and
2.2.2. prior to the issuance of any guidance or advice to prevent, control, suppress or
in any way respond to that Communicable Disease by any public, local, national
or international authority, agency or government; and.
where 2.1 above is the sole and direct cause of the necessary Cancellation, Abandonment,
Postponement, Interruption, Curtailment or Relocation of any Insured Event.
3. For the purposes of this exclusion, Communicable Disease means any disease capable of being
transmitted from any organism to another organism by means of any substance or agent.
All other terms and conditions remain unchanged
LMA5509
01 July 2020
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