LMA 5430 – CYBER EXCLUSION

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LMA 5430 – CYBER EXCLUSION

CYBER EXCLUSION
(For use in conjunction with Contingency Risks)
1. This Contract of Insurance does not cover any loss directly or indirectly arising out of,
contributed to by, or resulting from any:
1.1. Cyber Act or Cyber Incident or the fear or threat of any Cyber Act or Cyber Incident; or
1.2. action taken in controlling, preventing, supressing or remediating any Cyber Act or Cyber
Incident or the fear or threat of any Cyber Act or Cyber Incident.
DEFINITIONS
2. Cyber Act means an unauthorised, malicious or criminal act or series of related unauthorised,
malicious or criminal acts, regardless of time and place, involving access to, processing of, use
of or operation of any Computer System.
3. Cyber Incident means:
3.1. any error or omission or series of related errors or omissions involving access to,
processing of, use of or operation of any Computer System; or
3.2. any partial or total unavailability or failure or series of related partial or total
unavailability or failures to access, process, use or operate any Computer System.
4. Computer System means:
4.1. any computer, hardware, software, communications system, electronic device
(including, but not limited to, smart phone, laptop, tablet, wearable device), server,
cloud or microcontroller including any similar system or any configuration of the
aforementioned and including any associated input, output, data storage device,
networking equipment or back up facility,
owned or operated by the Insured or any other party.
ALL OTHER TERMS AND CONDITIONS REMAIN UNCHANGED
LMA5430
26 June 2020

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