insurance clauses caraka mulia pialang asuransi


Hulls – Time

This insurance is subject to English law and practice
Subject always to the exclusions hereinafter referred to, this insurance covers loss of or damage to the Vessel caused by
1.1 war civil war revolution rebellion insurrection , or civil strife arising therefrom, or any hostile act by or against a belligerent power
1.2 capture seizure arrest restraint or detainment, and the consequences thereof or any attempt thereat
1.3 derelict mines torpedoes bombs or other derelict weapons of war
1.4 strikers, locked-out workmen, or persons taking part in labour disturbances, riots or civil commotions
1.5 any terrorist or any person acting maliciously or from a political motive
1.6 confiscation or expropriation

The Institute Time Clauses-Hulls 1/11/95 (including ¾ths Collision Liability Clause amended to 4/4ths) except Clauses 1.4, 2, 3, 4, 5, 6, 12, 22.1.8, 23, 24, 25, 26 and 27 are deemed to be incorporated in this insurance in so far as they do not conflict with the provisions of these clauses.

Held covered in case of breach of warranty as to towage or salvage services provided notice be given to the Underwriters immediately after receipt of advices and any additional premium required by them be agreed.

In the event that the vessel shall have been the subject of capture seizure arrest restraint detainment confiscation or expropriation, and the Assured shall thereby have lost the free use and disposal of the Vessel for a continuous period of 12 months then for the purpose of ascertaining whether the Vessel is a constructive total loss the Assured shall be deemed to have been deprived of the possession of the Vessel without any likelihood of recovery.

In the event of accident whereby loss or damage may result in a claim under this insurance, notice must be given to the Underwriters promptly after the date on which the Assured, Owners or Managers become or should have become aware of the loss or damage and prior to survey so that a surveyor may be appointed if the Underwriters so desire.

If notice is not given to Underwriters within twelve months of that date unless the Underwriters agree to the contrary in writing, the Underwriters will be automatically discharged from liability for any claim under this insurance in respect of or arising out of such accident or the loss or damage.

This insurance excludes
5.1 loss damage liability or expense arising from
5.1.1 the outbreak of war (whether there be a declaration of war or not) between any of the following countries:
United Kingdom, United States of America, France, the Russian Federation, the People’s Republic of China
5.1.2 requisition, either for title or use, or pre-emption
5.1.3 capture seizure arrest restraint detainment confiscation or expropriation by or under the order of the government or any public or local authority of the country in which the Vessel is owned or registered
5.1.4 arrest restraint detainment confiscation or expropriation under quarantine regulations or by reason of infringement of any customs or trading regulations
5.1.5 the operation of ordinary judicial process, failure to provide security or to pay any fine or penalty or any financial cause
5.1.6 piracy (but this exclusion shall not affect cover under Clause 1.4),
5.2 loss damage liability or expense directly or indirectly caused by or contributed to by or arising from
5.2.1 ionising radiations from or contamination by radioactivity from any nuclear fuel or from any nuclear waste or from the combustion of nuclear fuel
5.2.2 the radioactive, toxic, explosive or other hazardous or contaminating properties of any nuclear installation, reactor or other nuclear assembly or nuclear component thereof
5.2.3 any weapon of war employing atomic or nuclear fission and/or fusion or other like reaction or radioactive force or matter,
5.3 loss damage liability or expense covered by the Institute Time Clauses-Hulls 1/11/95 (including ¾ths Collision Liability Clauses amended to 4/4ths) or which would be recoverable thereunder but for Clause 12 thereof,
5.4 any claim for any sum recoverable under any other insurance on the Vessel or which would be recoverable under such insurance but for the existence of this insurance
5.5 any claim for expenses arising from delay except such expenses as would be recoverable in principle in English law and practice under the York-Antwerp Rules 1994.

6.1 This insurance may be cancelled by either the Underwriters or the Assured giving 7 days notice (such cancellation becoming effective on the expiry of 7 days from midnight of the day on which notice of cancellation is issued by or to the Underwriters). The Underwriters agree however to reinstate this insurance subject to agreement between the Underwriters and the Assured prior to the expiry of such notice of cancellation as to new rate of premium and/or conditions and/or warranties.
6.2 Whether or not such notice of cancellation has been given this insurance shall TERMINATE AUTOMATICALLY
6.2.1 upon the outbreak of war (whether there be a declaration of war or not) between any of the following countries: United Kingdom, United States of America, France the Russian Federation, the People’s Republic of China
6.2.2 in the event of the vessel being requisitioned, either for title or use.
6.3 In the event either of cancellation by notice or of automatic termination of this insurance by reason of the operation of this Clause 6, or of the sale of the Vessel, pro rata net return of premium shall be payable to the Assured.

This insurance shall not become effective if, subsequent to its acceptance by the Underwriters and prior to the intended time of its attachment, there has occurred any event which would have automatically terminated this insurance under the provisions of Clause 6 above.

Baca Juga :

Marine Cargo Insurance – Asuransi Angkutan Barang

Asuransi Pengangkutan Barang – Marine Cargo Insurance menjamin atas kerugian dan/atau kerusakan atas muatan yang di pertanggungkan selama dalam pengiriman yang disebabkan oleh berbagai risiko.


  1. Pemilik barang yang sedang diangkut.
  2. Pembeli/Pemesan Barang.
  3. Pihak-pihak lain yang mempunyai kepentingan (insurable interest).


  1. Harga barang.
  2. Biaya/ongkos pengangkutan.
  3. Keuntungan yang di harapkan.


  1. General Cargo : yang biasanya berbentuk barang potongan dan pada umumnya cara pengepakan dengan dimasukkan ke dalam container.
  2. Kargo Curah (Bulk Cargo) : jenis barang bisa berbentuk padat (solid), cair (liquid) dan gas.
  3. Jenis Kargo Khusus : adalah barang yang di kelompokkan sebagai muatan berat dan/atau berukuran besar, seperti contohnya alat berat atau alat kebutuhan pembangunan sebuah pabrik/pembangkit tenaga listrik.


  1. Institute Cargo Clauses “C” 1.1.82 (ICC C) : menjamin risiko antara lain kebakaran atau ledakan, tabrakan alat angkut dengan benda lain selain air, alat angkut kandas, tenggelam atau terbalik, pembuangan barang ke laut, pembongkaran muatan di pelabuhan darurat.
  2. Institute Cargo Clauses “B” 1.1.82 (ICC B) : menjamin risiko yang terdapat di ICC C ditambah antara lain dengan risiko gempa bumi, letusan gunung berapi, sambaran petir, masuknya air ke dalam alat angkut, hilang karena jatuh ke laut pada waktu pembongkaran atau pemuatan.
  3. Institute Cargo Clauses “A” 1.1.82 (ICC A) : menjamin semua risiko terhadap object pertanggungan selain dari pada risiko risiko yang di kecualikan dalam polis.
  4. Institute Cargo Clauses (Air Cargo).
  5. Land and Air Transit Clauses Cover A/B (DAI Wording).


Risiko Perang :
Risiko perang  dalam Asuransi Pengangkutan mencakup tidak hanya risiko risiko yang disebabkan oleh kegiatan perang dan sejenisnya antar Negara, tetapi juga risiko risiko yang terjadi yang disebabkan  oleh gangguan sosial seperti perang sipil, pemberontakan atau revolusi. Kerusakan yang disebabkan oleh penggunaan senjata nuklir di kecualikan.

Risiko SRCC (klausula pemogokan, kerusuhan karena pergolakan sipil) :
Klausula ini menjamin kehilangan atau kerusakan fisik yang disebabkan oleh pemogokan, penghalangan kerja atau orang-orang yang mengambil bagian dalam gangguan tenaga kerja, kerusuhan atau huru hara.