Insurance Brokers & Consultants
3 Kata Kunci Jaminan Asuransi ALL RISKS Asuransi adalah istilah yang digunakan untuk merujuk pada tindakan, sistem, atau bisnis di mana perlindungan finansial (atau ganti rugi secara finansial) untuk jiwa, properti, kesehatan dan lain sebagainya mendapatkan penggantian dari kejadian-kejadian yang tidak dapat diduga yang dapat terjadi seperti kematian, kehilangan, kerusakan atau sakit, di mana melibatkan pembayaran premi secara […]
EPI 58 Microorganisms It is agreed that the following is added to General Exclusions: Insurers will not indemnify the Insured in respect of: (a) loss or damage, arising out of, resulting from, caused by, contributed to, or in any way related to the existence, inhalation or exposure to any fungus/fungi and or spore(s); (b) any […]
EPI 57 Precipitation It is agreed that in Section 1, Material Damage the following is added to Exclusions to Section 1: Insurers will not indemnify the Insured in respect of any loss or damage totally or partially resulting from precipitation unless according to data available from the meteorological service the quantity of rainfall at the […]
EPI 56 Excluding Overtopping of Cofferdam It is agreed that in Section 1, Material Damage the following is added to Exclusions to Section 1: Insurers will not indemnify the Insured in respect of any loss or damage arising directly or indirectly from the overtopping of a cofferdam caused by a flood with a return period […]
EPI 53 Normal Action of the Sea It is agreed that in Section 1, Material Damage the following is added to Exclusions to Section 1: Insurers will not indemnify the Insured in respect of any loss or damage totally or partially resulting from adverse sea conditions unless according to the records available the return period […]
EPI 48 Piling It is agreed that in Section 1, Material Damage the following is added to Exclusions to Section 1: Insurers will not indemnify the Insured in respect of: (a) any loss or damage arising directly or indirectly to foundation piles and/or casings and/or sheet pile constructions which are: (i) misplaced and/or misaligned; (ii) […]
Time excess and monetary deductible clause In respect of each and every occurrence or of damage to property insured, the insurer shall not be liable for the amount obtained by multiplying the average daily value of the loss of interest insured sustained during the indemnity period by the number of days specified in the schedule […]