7 Jenis Polis Asuransi Terbaik yang perlu dimiliki oleh Industri atau Pabrik

7 Jenis Polis Asuransi Terbaik yang perlu dimiliki oleh Industri atau Pabrik

7 Jenis Polis Asuransi Terbaik yang perlu dimiliki oleh Industri atau Pabrik Asuransi Property All Risk atau Asuransi Kebakaran, Asuransi Kendaraan yang bagus, Asuransi Rekayasa atau Engineering Insurance, Asuransi Tanggung Gugat Hukum, Asuransi Uang,  Asuransi Ketidak Jujuran Karyawan dan Asuransi Pengangkutan Barang adalah 7 Jenis Polis Asuransi Terbaik yang perlu dimiliki oleh Industri atau Pabrik. […]

insurance clauses caraka mulia pialang asuransi

Time excess and monetary deductible clause

Time excess and monetary deductible clause In respect of each and every occurrence or of damage to property insured, the insurer shall not be liable for the amount obtained by multiplying the average daily value of the loss of interest insured sustained during the indemnity period by the number of days specified in the schedule […]

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The Return of Premium Clause (1/3 Premium) – BI

The Return of Premium Clause (1/3 Premium) – BI Risks : Business interruption If the Insured declares at the latest six months after the expiry of any policy year that the Gross Profit earned during the accounting period of twelve months most nearly concurrent with any period of insurance, as certified by the Insured’s auditors, […]

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FINES OR DAMAGES FOR BREACH OF CONTRACT

FINES OR DAMAGES FOR BREACH OF CONTRACT Risks : BI The insurance under this item is limited to fines or damages for breach of contract and the amount payable as indemnity thereunder shall be such sums as the Insured shall be legally liable to pay and shall pay in discharge of fines or damages, incurred […]

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FAILURE OF PUBLIC SUPPLIES

FAILURE OF PUBLIC SUPPLIES Risks : BI In consideration of the payment of an additional premium which is included in the premium hereon it is hereby agreed declared that subject to the conditions of the policy loss as insured by this policy resulting from interruption of or interference with the business in consequence of damage […]

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DEPENDENCY CLAUSE

DEPENDENCY CLAUSE Risks : BI This policy is extended to cover loss as insured by this policy which results in any of the following and shall be deemed to be loss resulting from damage to Property used by the insured at the premises for the purpose of the business. Damage to any property whatsoever: • […]

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CLOSURE BY ORDER OF A PUBLIC AUTHORITIES

CLOSURE BY ORDER OF A PUBLIC AUTHORITIES Risks : BI Notwithstanding anything contained in this policy to the contrary, loss as insured by the Policy resulting from interruption of or interference with the Business directly or indirectly arising from : (a) closure or evacuation of the whole or part of the Premises by order of […]

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AUDITORS’ CHARGES CLAUSE

AUDITORS’ CHARGES CLAUSE-BI Risks : BI The liability of underwriters is limited to the reasonable charges payable by the insured to their auditors for producing and certifying any particulars or details contained in the insured’s books of account or the business books or documents or such other proofs, information or evidence as may be required […]

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APPORTIONMENT OF RECOVERIES CLAUSE

APPORTIONMENT OF RECOVERIES CLAUSE Marine cargo It is hereby understood and agreed that where recovery is obtained form a carrier or other third party such recovery shall be apportioned between the Assured and the Underwriters in the same proportion as the respective parties hereto borned the loss   Baca Juga : Business Interruption Insurance Contingent […]